No waiting period dental plans: can I do my dental work without a waiting period?
It seems that we are constantly receiving requests for dental plans with no waiting period. This is because many people have problems that need to be resolved right now, and traditional dental insurance does not cover pre-existing conditions right away.
Dental insurance is just like any other type of insurance you can buy, be it your homeowners insurance, your vehicle insurance, etc. Think about it for a moment. When you buy auto insurance, the agent goes out and visually inspects your vehicle for past damage. The reason for this is that the insurance company does not want to have to pay for anything that was already there. Doesn’t this make complete sense? I know that is not exactly what we wanted to hear, but the idea behind buying insurance is to make sure that we are covered in case something happens in the future. Well, dental insurance works the same way and that is why it is no longer a good business.
Most dental insurance plans require a waiting period of between six and 12 months before you can be seen for any conditions you had at the time you purchased the insurance. This means that if you need to have a bridge done right now, have your teeth extracted right now, need dentures immediately, or any other obvious dental problem, then you will have to pay out of pocket until the waiting period is over.
However, you can get dental plans with no waiting period. These plans are called discount dental plans. They are very affordable and can be seen within one to three business days after joining the network. These are not dental insurance, nor do they pay 100% of your dental procedures; however, you can save 10-60% on your dental costs by being a member of one of these plans. It works like this. You become a member of the plan, receive your membership card, make an appointment with a dentist in your area that is part of the network, and receive a substantial discount at the time of your visit. However, you must pay in cash or by credit card for the entire procedure that you have carried out at the time of your visit.
Savings can be lucrative. In some cases you can save more than 50% on $ 1200 teeth. The only requirement is that you pay the discounted fee in full at the time of your visit.
If you have teeth that are bothering you now, I recommend that you check out these discount dental plans. Here’s how you can get dental plans with no waiting period.